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Since the early 1990’s many states have allowed buyer agency to thrive in their state. That is good. Once it became legal, buyer representation became the way agents worked for their buyers. Agents could now give full fiduciary duties to their buyers, viz., obedience, loyalty,...
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I’ve seen about a dozen of so emails, from loan originators just within the last few weeks, who are using Mortgage/Loan/Financial "Counselor" as their title. Unless you work for a non-profit agency, as it relates to what the feds call “dwelling-secured loans”, you cannot call yourself...
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One of the benefits of obtaining a prelisting appraisal is to verify the square footage and avoid embarrassing and costly mistakes that cause deals to vanish and attorney’s to appear out of thin air. For decades, I have asked sellers to obtain an independent appraisal at their expense as...
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Did you ever take time to meditate on what the word “fiduciary” really means? If not, GoogleBing it up. Do it yourself. No twittering. I’ll wait and hum the Jeopardy theme song while you read. Hmm - hmm - hmm - hmm…OK. Welcome back. Hopefully, you have...
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While talking with someone recently about the predatory lending problem, they raised the question about disclosures; specifically, how could a consumer not be aware of the various harmful components of the documents they signed? How could they claim they did not know there was a prepayment...
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Is fair housing changing with the times? Fair housing used to be so straight forward. The law still is, in fact, and this article is not an update on some new aspect of the law which you might have missed.A New ChallengeAs an instructor on foreclosure related issues my primary objective is...
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Are you a Buyers' Agent, Sellers' Agent, or Independent Agent?Part of the required continiuing education that we agents take is a course on 'Agency', that is who is working for whom. When we sign that Listing Contract or Buyer Agency Contract, we have a new client. ...
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